PayOff™ — Dashboard

Good morning

Here's your round-up summary — refresh your estimate

Contributed this month

$0.00

from 0 transactions

Debt-free sooner

add your debt details below

Round-up balance

$0.00

available to transfer to your debt

Contribution setting

Every purchase rounds up to the nearest $1

Add a transaction

Merchant name

Amount ($)

Category

Automatic transfers

Auto-transfer to debt

Automatically transfer when threshold is reached

Transfer when round-ups reach

🏦

No bank account connected yet

Connect your bank to import transactions automatically. PayOff™ uses Open Banking with 256-bit encryption.

🧪 Try PayOff in demo mode

1. Click Connect bank account

2. Enter your own mobile number to receive a verification code — this keeps your demo session secure

3. Click Share your financial data

4. Search for and select Hooli Bank

5. Click through the CDR notice

6. Username: gavinBelson

7. Password: hooli2016

⚠️ This is a demonstration environment using simulated data. No real bank account is connected.

Loading your debts...

Add a debt

Debt name

Balance ($)

Interest rate (%)

Min payment ($)

Nominated debt account

Choose which debt your round-ups and transfers are directed toward. You can change this anytime.

Add a debt above first to nominate it as your target

My debt details

Total debt balance

Interest rate (%)

Monthly minimum payment

Hello

Welcome to PayOff™

PayOff™ rounds up your everyday purchases and puts that spare change straight toward paying off your debt. Set it up once and watch your debt shrink automatically.

Settings

Choose how you contribute

PayOff™ has three contribution modes. Start with Round-up mode and upgrade when ready.

Debt

Add your first debt

Add any debt - credit card, car loan, personal loan, HECS.

Debt name

Balance ($)

Interest (%)

Minimum monthly payment ($)

Done

You are all set!

Start adding your everyday transactions and watch your round-ups accumulate.